rma network Members2026 RMA CONFERENCE RESOURCE

Protect what your clients grow in 2026.

Many livestock clients also operate cropping enterprises. This resource explains when Crop Insurance may be worth discussing and how RMA Insurance Brokers can support your clients.

Why it matters

Why Crop Insurance Matters

Many livestock businesses also operate broadacre cropping enterprises.

Crop Insurance is often a separate insurance discussion and the way cover is structured before the season can make a significant difference if a claim occurs.

RMA Insurance Brokers works with growers across Australia to review policy structure, explain available options and support clients through the claims process where required.

Referral guide

When should you refer a client?

If any of these situations apply, it may be worth referring your client for a Crop Insurance review.

Broadacre cropping enterprise

Livestock clients who also grow grain, oilseeds or pulses on a meaningful scale.

New land purchased or leased

Additional country brings additional exposure and often changes the sums insured that matter.

Growing different crops

A change in rotation or a new crop type can change how a policy is expected to respond.

Increased finance commitments

Where a lender has funded inputs, machinery or land, cover structure warrants a fresh look.

On-farm grain storage

Silos and bunkers introduce separate considerations that are easy to overlook.

Cover has not been reviewed for several seasons

Businesses evolve. Policies that were suitable three seasons ago may no longer reflect the operation.

How we help

How RMA Insurance Brokers supports growers

Policy Structure

Helping ensure cover reflects the farming operation.

Claims Support

Supporting clients before and during a claim.

Reviewing Existing Cover

Checking whether current arrangements still suit the business.

Australian Broadacre Experience

Supporting growers across rural and regional Australia.

Resources

Crop Insurance Resources

A growing library of articles, FAQs and downloadable guides. New Crop category insights will appear here automatically as they are published.

Broadacre Crop Cover and What Sits With the Grower

Named-peril hail and fire cover is the foundation product for Australian broadacre growers, but how it responds at claim time depends largely on how the policy has been structured before the season. A look at what the cover does, what it excludes and the decisions that sit with the grower.

26 June 20265 min readRead
Downloadable guide

5 Questions to Ask Before Referring a Crop Client

A practical checklist to help identify clients who may benefit from a Crop Insurance discussion.

Download PDF (coming soon)
FAQ

Frequently Asked Questions

Know a client who may benefit from a Crop Insurance review?

If this reflects how your client's business operates, it may be worth referring them to RMA Insurance Brokers for specialist advice.

General advice only. Whether a policy responds depends on the policy wording and the circumstances of each claim.