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Crop Conversation Starter

5 Questions Every Livestock & Property Agent Should Ask

A practical conversation guide to help identify clients who may benefit from a Crop Insurance discussion.

Introduction

You don't need to provide insurance advice.

Many livestock clients also operate broadacre cropping enterprises.

Simply recognising when a Crop Insurance discussion may be worthwhile helps ensure your client has the opportunity to receive specialist advice before the season begins.

This guide is designed to help start that conversation.

01

Does your client grow broadacre crops?

Examples include:

Wheat
Barley
Canola
Oats
Pulses
Other broadacre crops

Why it matters

Crop Insurance is usually arranged separately from many farm insurance policies and should reflect the client's farming operation.

02

Has anything changed since last season?

Purchased additional land
Leased more country
Changed crops
Increased finance
Added grain storage
Expanded operations

Why it matters

Changes to the farming business may affect how Crop Insurance should be structured.

03

When was their Crop Insurance last reviewed?

AThis season
BLast season
CMore than two years ago
DUnsure

Why it matters

Many growers continue with the same arrangements for several seasons without reviewing whether they still reflect how the business now operates.

04

Have they recently discussed Crop Insurance with a broker?

A review provides an opportunity to discuss current operations, policy structure and any recent business changes.

05

Would another conversation be valuable?

Sometimes clients simply appreciate another perspective before the season begins.

If there is uncertainty, a referral may be worthwhile.

When to refer

A referral may be worth considering if your client:

Operates a broadacre cropping enterprise.

Has expanded the farming business.

Has purchased or leased additional land.

Has changed cropping activities.

Has not reviewed Crop Insurance recently.

Would value another insurance conversation.

Why RMA

Why RMA Insurance Brokers

Broker-led advice

Helping clients review how Crop Insurance is structured for their farming operation.

Claims support

Supporting clients throughout the claims process where required.

Agricultural experience

Working with growers across rural and regional Australia.

Practical reviews

Helping clients review existing arrangements as their business changes.

Refer a client

Ready to refer a client?

If these questions reflect how your client's business operates, it may be worth referring them to RMA Insurance Brokers for a Crop Insurance discussion.

General advice only. Whether a policy responds depends on the policy wording and the circumstances of each claim.