9 articles tagged with this product.
Professional Indemnity and Public Liability are often spoken about as if they do the same job. They do not. A look at what each policy responds to, where they overlap and why an Agent needs both.
Professional Indemnity claims for Livestock & Property Agents rarely come out of nowhere. A look at the scenarios we see most often – and what they tell Agents about the way the policy is meant to respond.
Livestock & Property Agents carry exposures that a standard business pack was never built to respond to. A look at why Cyber, Management Liability and Professional Indemnity sit at the centre of a modern business insurance program.
A physical work exclusion is appearing on some Livestock Agent Liability policies. It may appear as an endorsement on the schedule, but the practical effect is that cover can narrow where a claim arises from manual labour or hands-on operational work.
Selling an agency does not end an Agent's exposure to claims from earlier work. A look at how Professional Indemnity and Management Liability respond when ownership changes – and why run-off cover and the so-called seven-year tail matter to both sides of the transaction.
Trust account compliance is the single most regulated part of an Australian agency. A look at where breaches typically emerge, how Professional Indemnity and Management Liability respond, and what an agency can do before the auditor arrives.
Drone footage has become standard for rural and lifestyle property marketing in Australia. A look at the aviation, privacy and professional-conduct exposures that come with it – and how an agency's insurance program responds.
Businesses routinely engage contractors – junior selling agents on commission, casual yard staff, buyer's agents and aerial photographers. A look at where the liability for their conduct sits and how the business's policies respond.
Open homes, private inspections and on-site appraisals are the highest-frequency moment of exposure for Australian property businesses. A look at where claims arise and how Public Liability and Professional Indemnity respond.
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